INDLELA okugqokwa ngayo esontweni lasePhostoli yayimchaza ngoba yenza abesilisa bahlonipheke kanti yiyo eyatshala imbewu yebhizinisi
Usemncane wawuphiwa imali?
Yebo. Ngangiphiwa ngabazali. Ubaba nje wayengipha ngaso sonke isikhathi.
KWAKUMKHATHAZA ukuzwa inzalo emba eqolo abantu abayikhokhiswa ngomashonisa. Okunye obekumphatha kabi wukuwa kwamabhizinisi abantu abamnyama abathembele kakhulu ekutholeni umsebenzi kuhulumeni ngenxa yokungakhokhelwa ngesikhathi noma ngenxa yokuthi uma sebekhokhelwe imali eningi igcina iphelele komashonisa.
UHULUMENI uzohlinzeka ngoR38.5 billion amabhizinisi nezakhamuzi ngezindlela ezihlukene ngenxa yezibhelu zokutapa ezibheduke KwaZulu-Natali nakwezinye izindawo zeGauteng emasontweni amathathu edlule.
“BENGIFUNA ukuqhamuka nomkhiqizo owehlukile, okhiqizwe eNingizimu Afrika nozoqhakambisa ubuhle nemvelo yezwekazi i-Afrika.”
UKUVUSELELA izakhiwo ezicekele phansi KwaZulu-Natali naseGauteng kuzodinga izinhlelo ezihlukene zikahulumeni nemboni yamabhizinisi ezimele. Kunezinkulungwane zamabhizinisi amancane okuphelile ngazo kanjalo nezinkampani ezinkulu.
NJENGOBA amaphaphu esethe ukwehla ezweni, namhlanje ngithanda sibheke isihloko okuthiwa phecelezi yi-design thinking. Sisho indlela ethile yokucabanga ukuze uqhamuke nesisombululo enkingeni ongba nayo ebhizinisini.
EQALA ukungena kwezolimo ngo-2006 wayegxile ekulimeni ummbila neklabishi. Ngokuqhubeka kwesikhathi wawuyeka ummbila, wagxila kwezinye izinhlobo zamaveji.
UTHANDO lokudweba luqale ngenkathi esafunda isikole edweba ayefunda nabo abakhiphe njengoba benjalo. Nokho uthe eseqede isikole akangafundela izifundo zokucija lesi siphiwo njengoba abhalisela izifundo zokukhangisa, i-marketing.
KWAKUMCHAZA ukubona indlela uyise ayehlonishwa futhi ejatshulelwa ngayo yizingane azifundisayo nayezifundisile uma zihlangana. Kwamenza walangazelela ukuba wuthisha uma esemdala.
“NSUKU ZONKE abantu kumele badle, kungaba yisekuseni, yisemini noma ebusuku. Zonke izinsuku nangazo zonke izimpelasonto, umuntu egubha into ethile kungaba wusuku lokuzalwa noma okuthile akuzuzile, konke lokho kudinga ukudla, ikhekhe nesiphuzo esizohambisana nakho.”
Usemncane wawuphiwa imali?
Yebo, nganginikwa imali kusukela ngifunda amabanga aphansi ngaze ngafika emabangeni aphezulu. (Ngenza) amabanga aphansi nganginikwa uR5, kwathi sengifunda amabanga aphezulu ngaqala nganikwa uR10.
UWUMUNTU ohlale ezihlupha ngokuthi uhlobo nohlobo lomkhiqizo lwakheke noma lwenziwa kanjani. Loku kuzihlupha ngolwazi yikona okumenze wafisa uzicija ngokuthi iwayini livutshelwa kanjani.
IZINKAMPANI eziningi sezikhiphe imiyalezo ezibophezelayo ekwakheni kabusha nasekuvuseleleni izitolo ezilimale ngenxa yezibhelu zangesonto eledlule. Nokho bakhona abazophosa ithawula kanti akufanele basolwe abasolwe ngalokho. Usho kanje ungoti wemboni yezakhiwo, uNksz uLynette Ntuli, oyisikhulu esiphezulu se-Innate Investment Solutions.
UKUNAKEKELA izinwele zemvelo yinto abanye abayibona inzima nokungakho begcina bezifaka amakhemikhali okuzithambisa ukuze zingabi buhlungu. Yiloku kanye lokhu okwakhuthaza umnikazi wenkampani yemithi yezinwele.
SEKUPHELE isikhathi esingaphezu konyaka manje siphila nobhubhane iCOVID-19 kanti leli sonto eliphelile selisilethele inkinga entsha – izibhelu ebezithe chithi saka.
NGESONTO elidlule ngithinte indaba ebucayi yokucekelwa phansi kwempahla nomnotho ikakhulukazi KwaZulu-Natali naseGauteng. Siyabonga ukuthi izibhelu ebezikhungethe lezi zifundazwe sezithe ukudamba. Manje-ke yini esibhekeke ukuthi siyenze ukulungisa isimo?
EMVA kokuqashwa iminyaka engaphezu kwewu-16 wayesefuna enye into azoziphilisa ngayo futhi wayazi ukuthi leyo nto kuzoba wukuzisebenza. Waqala wenza ucwaningo ngaphambi kokuyeka emsebenzini ebheka ukuthi yimuphi umkhakha angangena kuwona.
“BAYISHISILE indawo yami kodwa abalushisanga uthando lwami. Ngizovuka noma ngingazi ukuthi kuzongithatha isikhathi esingakanani kodwa khona ngizovuka. Okubuhlungu nje wukuthi ukushayeka kwami wukushayeka (kwezisebenzi zami) futhi uma ngithatha isikhathi eside ukuvuka kusho ukuthi (nazo zizohlupheka) isikhathi eside.”
UMUNTU nomuntu ube nephupho kodwa ubizo lwakhe ngeke alubalekele. Kube njalo nakumphaquli wobuso futhi onebhizinisi lezimonyo waseMlaza, eThekwini. Wafundela omunye umkhakha ukufeza iphupho lakhe kepha namuhla usengene shi emkhakheni ohlukile kunalowo awufundela esikoleni.
CISHE nomuntu owayengaqondi kahle ukuthi izinhlaka zomnotho zisebenzelana futhi ziphakelana kanjani ukuze yonke into isebenze ngomumo ubesekuqonda kahle loku emva kokuvalwa kwezwe ngenxa yokuhlasela kweCOVID-19 kusukela ngoMashi ka-2020. Ukubona kume … Read More
UMNOTHO waKwaZulu-Natali nasezingxenyeni zaseGauteng ezithintwe yizibhelu ezicekele phansi ingqalasizinda kwatatshwa impahla ezitolo uzobuyela esimweni maduze ngoba nezinkampani ezinkulu zizosizwa wumshwalense.
Usemncane wawuphiwa imali?
Lutho! Ngangingayiphathi ngisho nasesikoleni; kangangokuthi ngisho nabangani engagcina ngijwayelana nabo esikoleni ababenjengami, mina nabo sasingenayo imali njengezinye izingane esikoleni.
OMUNYE wabadayisi basemgwaqweni onetafula esangweni lokuphuma eSiyaya, eMgungundlovu, KwaZulu-Natali, useneminyaka ecela ku-35 ondla umndeni wakhe ngalo njengoba edayisa amaveji kulona.
KUSENZIMA nokuchaza kahle ngobukhulu bomonakalo owenzeke kugqekezwa isakhiwo sebhizinisi labo lokuhlanza amanzi bese bewakhiqiza esewuhlobo lwe-still ne-alkaline kuMnu uMondli Xaba waseRichards Bay, eNyakatho yeKwaZulu-Natali.
NGIBHALA le ngosi inhliziyo yami igobhoza igazi ngezenzo zobelelesi nokulinyazwa kwempahla esizibone KwaZulu-Natali naseGauteng. Sesivaleleke ezindlini njengeziboshwa ezweni lobabamkhulu. Okubuhlungu kakhulu wukuthi umnotho waseNingizimu Afrika usuwile futhi kusazoba nobubha nokukhala nokugedla kwamazinyo okukhulu.
NGIVAME ukuthi indaba ayikho ekuqineni kwamandla erandi kodwa isuke ilele emalini yakwamanye amazwe esihlale sibheka ukwehla nokwenyuka kwayo.
“NGAHLALA phansi ngacabanga ngabuka ukuthi kumele kube khona engikwenzayo. Bese ngikhathele wukuthenga ngisho nohlobo lokudla engingazikhiqizela kona ngokwami.”
KUMQOKA ukuthi abantu baqonde ukusebenza kwenzalo ezala phezu kwenye, phecelezi i-compound interest, umhlomulo wentela nokuthi asebenza kanjani amandla emali ngomuso, phecelezi i-future inflation, uma belungiselela umhlalaphansi.
UYAKUTHANDA ukudla okumnandi futhi okuhlelwe kahle. Uyakuthanda nokuphekela abantu kodwa wayazi ukuthi uma esungula ibhizinisi lokupheka ufisa elizogxila enyameni, lihlanganise abantu kodwa lihluke kokwejwayelekile.
KUWUKUQHATHA nokufakela amabhizinisi asafufusa ingcindezi ukuwathwesa ijoka lokuthi kumele asungule imisebenzi. Amabhizinisi amancane kumele agxile ekutheni enze inzuzo bese kuthi ngenxa yaleyo nzuzo asengavela amathuba emisebenzi.
UBANI ongacabanga ukuthi amafosi ezicathulo newuli kungagcina kwakhe ibhizinisi elondla umndeni womuntu? Kwabanye cishe wumqondo ongeke ufike lona. Kodwa ibhizinisi lamacici lentokazi esencane liqalwe kanjalo.
Usemncane wawuphiwa imali noma cha?
Lutho mntakababa, sasingaphiwa nhlobo imali ekhaya. Uma kuthuke kwaqabukela kwaba khona isihlobo esingiphe imali, ngangiyibeka ngiyisebenzise ukuthenga izimpahla zokugqoka esikoleni.
UBUHLUNGU bokungakwazi ukuthenga ingubo entsha yokuya emcimbini yinto abanye abantu besifazane abake babuzwe. Kokunye basuke bengenamali yokuthenga kanti kwenye inkathi wukuthi izimpahla ezikhona aziwufanele umcimbi abamenywe kuyona.
UMNYANGO wezeziMali umemezele kuleli sonto ukuthi kunqunywe ngokusemthethweni ukukhushulwa kwemali umuntu avumeleke ukuyikhipha esikhwameni sempesheni esizimele uma kuyisikhwama angasasikhokheli.
AKUJWAYELEKILE ukuthi umuntu ongenalwazi lwento ethile futhi angayifundelanga agcine esefana nochwepheshe kuyona. Nokho kunjalo kumnikazi webhizinisi lokuphaqula abesifazane nabesilisa ukuze babukeke kahle.
NGISHILO ngesonto eledlule ukuthi ukunqunywa kwesikhathi esithile sokuvalwa kwezwe kukhombisa ukuthi uhulumeni ucabangisisile ukuze abhalansise ubungozi nemihlomulo yemizamo ehlukene. Loku kungcono kunokuvalwa kwezwe okunganqunyelwe sikhathi, okuvele kuvale amabhizinisi ngisho kungasabhekwanga ubungozi bawo nemiphumela yaloko kuvalwa.
UKUSHINTSHWA kwemigomo yokusebenza kwezamabhizinisi ngenxa yesiwombe sesithathu seCOVID-19 kubeka iNingizimu Afrika, i-Afrika nomhlaba wonke kwenye ingcindezi ebingalindelekile kwezomnotho, ikakhulukazi emabhizinisini amancane ezweni.
UKUSHISEKELA ukungena kwezamabhizinisi njengomndeni ngesinye sezizathu esenze izelamani zasungula ibhizinisi lokufuya izinkukhu.
WAKHULA engenaphupho. Mhlawumbe kwakufanele ngoba inkungu yayisathe mbo, nakhu wayeseyintombazanyana emsulwa, ingakawazi umhlaba. Kepha namhlanje iphupho lakhe licace bha egameni lenkampani yakhe – i-Intentionally Elegant Publishing.
EMVA kweminyaka ewu-20 esungule futhi wakhulisa amabhizinisi amabili ayeqhuba kahle, wanquma ukuyofundela ukuphathwa kwamabhizinisi.
UQALE eneminyaka ewu-17 ukuba nothando lokuzisebenza nokwakha amathuba omsebenzi.
Usemncane wawuphiwa imali noma cha?
Cha. Ngangiye nginikwe uR2 uma ngingasiphethe isikhaf’tini esikoleni.
KUSUKELA ngonyaka odlule ubemandla ezinkundleni zokuxhumana encoma isithukuthuku sakhe ngoba ubejatshuliswa wumuzi oyisitezi awakhile.
KUMQOKA ukuthi iBhange loMbuso lihlale lizimele, libe nesithunzi futhi uma lenza izinqumo lingabuswa wukuthi umoya uvunguzela ngakuphi kodwa izinqumo elizenzayo kumele zilawulwe wukuthi yini elungele isimo somnotho salelo zwe.
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